Bank Trauma*

So this past weekend was really not cool. I am still working at Starbucks, but I had seriously been thinking about quitting because it is very unpleasant work. However, it is so an extremely good thing that I didn’t give into the temptation to quit.

I was at work and tried to use my debit to buy something (about 3 dollars) and my card didn’t work. I didn’t think much of it and so I just used my visa instead. Later that night when I was getting ready for bed I decided to check my bank account. I was traumatized to see that my bank account had a balance of zero dollars and that my account was frozen. My only bank account was my student line of credit. All of money went into that account and all my money came out of it, and it was gone. Apparently because I graduated my account was set to be frozen on October 31st, but no body told me that was going to happen. I would love to tell you that I had really learned to be calm about money from my past experiences in the summer, but I didn’t. I had a full out panic attack alone in my room at midnight. It was not pretty. There was a lot of praying, crying, and hyperventilating.

Even though it was a crazy thing for my bank account to get frozen suddenly, looking back I don’t know why I reacted so dramatically. I should know by now that everything always works out, and I do mean always. It’s not always the outcome I would choose or a challenge I’d like to face, but everything always works out despite my panic or worry. And this time it definitely did and I learned lessons along the way.

The resolution to this story is pretty simple actually. I spent my weekend trying to relax and believe that things would be okay. After all, I do have those awesome people in my life helping me out anytime I am in need. Then on Monday before work I went to the bank and this really nice lady helped me create a new account, new visa card, and even was able to get my recent paycheck out of my frozen line of credit. It was pretty easy actually. I may not be the best person with money, but through all my recent money issues I’m figuring it all out.

I Got No Money, but I Love You So*

Money 101 for the Employment Deficient:

1. Be humble. You won’t survive without it.

2. Always have amazing people in your life that you can borrow money from.

3. Budget!

Have you ever run out of money? Well I just did and it’s not so fun. I have been out of school and out of work for just over 4 months, so as expected I am officially poor. I had been really careful with my money, trying to pinch every penny, and mooching off of my very loving and understanding mother. Unfortunately I have lived in Alberta, not as a student, for too long and had to become an Alberta Resident. I love Alberta, but it costs a lot of money to become official here. Switching over my car to Alberta cost around 400 dollars, which is more money than I had in my bank account. I really hate feeling like a mooch. I am a strong, independent woman who should be able to provide for myself, right? However, desperate times call for a lot of humility. So I set my pride aside and asked my sister and her husband for money to pay for my car inspection. Which they happily lent to me with no strings attached.

I have never felt comfortable about money, which is probably why I feel so awkward about borrowing some. While growing up money was always a big deal in our family, mostly because in my younger years our family never really had any. My parents were missionaries in Yellowknife, NWT and then my dad went to school for a number of years to get his education degree. Even once my dad had a job we didn’t seem to have much money because it all went to paying off student loans. My sister and I never really knew growing up that we were monetarily lacking because we always had everything we needed. Food, shelter, clothes, Barbie dolls, we had all the essentials. We started to notice that money was a big stress when we got older and our parents fought about spending a lot. This has made both of us very sensitive about money, especially not having enough. I am usually so careful about it, but when you have no income coming in it’s hard to save for a rainy day.

Since I now have no money in my bank account, I am forced to work, somewhere, anywhere. I am still technically employed at the addictions treatment center that I worked at in Saskatchewan. So, rather than go beg Timmy’s for a job, I am going back to the wonderful City of Prince Albert for 2 weeks to earn some money. Some of you may be thinking, “why didn’t she go back there months ago?” To those people I will refer you back to my post called “When Only the Ugly Boy Asks You Out.” Let’s just say Prince Albert, and maybe Saskatchewan in general, is not for me. I like having people around, and a pretty view. However, I will return for 2 weeks and come back with enough money to live until I find a job. Which I will.